Find answers to the most common questions about our services.
What is AKD Finance & Business Solution?
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AKD Finance & Business Solution is a premier multi-service consultancy based
in Moradabad, Uttar Pradesh. We offer Finance & Loans, Solar Energy, Property Consultancy, Business
Consulting, and Manpower Supply — all under one roof. Our mission is to be your trusted partner for
growth and success.
Where is AKD Finance located?
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Our office is located at 2/1391 Budhi Vihar, Avad Vikas, Near Parsuram Chok,
Moradabad, Uttar Pradesh. We also offer doorstep services across Moradabad for your convenience.
What are your office hours?
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We are open Monday to Saturday from 9:00 AM to 7:00 PM. Sundays are available
by prior appointment. Our 24/7 helpline (8630229201) is available for urgent inquiries at any time.
How can I contact AKD Finance?
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You can reach us through multiple channels:
📞 Phone: 8630229201 / 7439055501
💬 WhatsApp: 8630229201
✉️ Email: info@akdfinancial.com
🌐 Website: www.akdfinancial.com
📍 Visit: 2/1391 Budhi Vihar, Moradabad, UP
Is AKD Finance a registered company?
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Yes, AKD Finance & Business Solution is a registered business entity operating
legally in Moradabad, Uttar Pradesh. We partner with SEBI-registered banks, RBI-regulated NBFCs, and
government-approved solar agencies.
Do you offer home visit services?
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Yes! We offer doorstep consultations for loans, solar site assessments, and
property evaluations across Moradabad. Call or WhatsApp to schedule a convenient home visit by our
experts.
What loans does AKD Finance offer?
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We offer 15+ loan types: Home Loan, Business Loan, Mudra Loan
(Shishu/Kishor/Tarun), Personal Loan, Vehicle Loan, Education Loan, Gold Loan, Loan Against Property
(LAP), Working Capital (CC/OD/WC), MSME Loan, Corporate Loan, Project Loan, IPO Financing, NBFC Finance,
and Doc & Legal Support.
How fast is the loan approval process?
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Our streamlined process ensures approvals within 24–48 hours for personal and
vehicle loans. Home and business loans are typically approved within 3–7 working days. Disbursement
follows within the same timeframe after document verification.
What documents are required for a loan?
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Basic documents include: Aadhar Card, PAN Card, Recent Passport Photos, Bank Statements (6 months),
Income Proof (Salary slips or ITR), and Address Proof. Specific documents vary by loan type. Our
advisors will guide you through the exact checklist for your loan category.
What are the interest rates?
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Interest rates vary by loan type and bank: Home Loans from 8.5% p.a., Business
Loans from 10% p.a., Personal Loans from 10.5% p.a., Vehicle Loans from 7.9% p.a., Gold Loans from 9%
p.a. We compare rates across 20+ banks to find you the best option.
Is my CIBIL score important for getting a loan?
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CIBIL score is important but not the only factor. A score above 700 typically
gets the best rates. Even with lower scores, our team works with NBFCs and alternative lenders who have
flexible criteria. Come talk to us — there's likely a solution for your situation.
Are there any hidden charges?
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Absolutely not. Transparency is one of our core values. We clearly disclose
all applicable processing fees, prepayment charges, and any other costs before you sign any agreement.
What we show you is what you pay.
How much can I save with solar panels?
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With a properly sized solar system, you can save up to 90% on your electricity
bills. A typical 3–5 kW residential system can cover most household electricity needs, and excess power
exported to the grid earns additional credits through Net Metering.
What government subsidies are available?
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Under the PM Surya Ghar Muft Bijli Yojana: 40% subsidy on systems up to 2 kW,
20% additional subsidy for 2–3 kW systems. The Government of UP also has state-level incentives. AKD
handles the entire subsidy application process on your behalf.
What is the difference between On-Grid and Off-Grid solar?
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On-Grid systems are connected to the electricity grid. They don't have
batteries but allow you to export excess power and earn credits. Off-Grid systems have battery storage,
working independently of the grid — ideal for areas with frequent power cuts. Hybrid systems combine
both approaches.
How long does installation take?
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A residential solar installation typically takes 1–3 days.
Commercial/industrial installations may take 3–10 days depending on system size. The subsidy processing
and grid connection approval from DISCOM may take 2–4 weeks additional.
What is the lifespan of solar panels?
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Solar panels we install come with a 25-year performance warranty. The inverter
typically has a 5–10 year warranty. With proper maintenance, solar panels can effectively produce power
for 25–30 years. We provide AMC (Annual Maintenance Contract) packages.
Which areas does AKD Property Consultancy serve?
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We primarily serve Moradabad city and all surrounding areas including Avad
Vikas, Budhi Vihar, Civil Lines, Patel Nagar, Ram Ganga Vihar, and all major localities. We also assist
with properties in nearby districts of Western UP.
Do you charge any fee for property consultation?
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Initial consultation is absolutely free. Our brokerage fees are standard and
transparent — typically 1–2% of property value for sale/purchase transactions. There are no hidden fees,
and all charges are disclosed upfront before any transaction.
Can you help with home loan for property purchase?
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Absolutely! This is a key advantage of working with AKD — we provide
end-to-end property purchase support. We help you find the right property AND arrange the home loan at
the best rate through our banking network. One-stop solution!
Do you verify the legal status of properties?
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Yes, we conduct thorough legal due diligence including title search,
encumbrance certificate verification, and document authenticity check before any property transaction.
We also assist with registry and documentation process.
What type of businesses can you help register?
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We assist with all types of business registrations: Sole Proprietorship,
Partnership Firm, LLP (Limited Liability Partnership), Private Limited Company, One Person Company
(OPC), Section 8 Company, and Public Limited Company.
Do you help with GST registration and filing?
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Yes, we handle complete GST services: Registration, Monthly/Quarterly return
filing (GSTR-1, GSTR-3B), Annual returns (GSTR-9), GST audit support, and input tax credit
reconciliation. We ensure full compliance with GST regulations.
Can you prepare a project report for a bank loan?
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Yes! Project report preparation for bank loans is one of our specialties. We
create comprehensive Detailed Project Reports (DPR) with financial projections, market analysis, and
feasibility studies that meet banking requirements for MSME loans, Mudra loans, and other business
financing.
How long does company registration take?
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A Sole Proprietorship or Partnership can be set up in 3–7 days. LLP
registration takes 7–15 days. Private Limited Company registration typically takes 10–20 working days
through MCA (Ministry of Corporate Affairs) portal.
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